Step 3: Submit your application
Submit your application online. Submit (or update) a full online application and all supporting documents to KulshanCLT by the deadline (typically 2 weeks from the Interest Deadline in Step 2). Additional documents or document corrections may be requested by KulshanCLT.
Get a loan pre-approval letter. Obtain a loan pre-approval letter from a Participating Lender and submit to KulshanCLT.
If you haven’t already, attend a KulshanCLT Information Session.
If you haven’t already, attend a HUD-Certified Homebuyer Education Course. Submit your Certificate of Completion to KulshanCLT.

