Step 1: Get on the Interest List and prepare for the homebuying process

Written By Chloe Trifilio

  1. Interest Form. Submit an Interest Form to KulshanCLT either online, in person or by mail. Submitting an Interest Form gets you into the Applicant Pool so that KulshanCLT can notify you about homes for sale that may meet your household’s needs. 

  2. Information Session. Attend a KulshanCLT-hosted Information Session to learn more about the CLT homeownership model and Ground Lease. This session can be completed at any time before Step 4 (attendance is valid for 2 years). 

  3. Homebuyer Education Course. Attend a HUD-Certified Homebuyer Education Course. Submit your Certificate of Completion to KulshanCLT. The course may be completed any time before Step 4 (certificates are good for 2 years). 

  4. Mortgage-readiness. Assess your mortgage-readiness with pre-purchase counseling. Pre-purchase counseling, including a deep dive into your credit report and household budget, is offered by KulshanCLT by appointment.  

    Optional: Speak with a Participating Lender about a loan prequalification to get a sense of how much home loan you may qualify for. 

Chloe Trifilio
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Step 2: Look out for invitations to apply for available homes