Do I Qualify?
You may apply to the KulshanCLT program when you meet the criteria below or have a realistic plan for becoming eligible. We encourage you to apply to our program even if you do not yet meet all the following guidelines as we partner with applicants on a first-come, first-served basis with an average waiting list time of about 2 years.
Minimum household income: As a general rule, a household should have an annual gross income of at least $30,000 (or $2,500 a month before taxes)—or significant personal funds (e.g., $30,000+) to use toward a down payment.
People living in your household
at time of purchase:
1
2
3
4
5
6
7
8
*Numbers above become effective June 15th, 2023.
Yearly gross household income
(before taxes) cannot be more than:
$ 53,760
$ 61,440
$ 69,120
$ 76,800
$ 82,960
$ 89,120
$ 95,280
$ 101,440
Monthly gross household income
(before taxes) cannot be more than:
$4,480
$5,120
$5,760
$6,400
$6,913
$7,426
$7,940
$8,453
Willingness to Own a Home Through our Program
KulshanCLT homeownership is similar to market rate homeownership in many ways but different in very important ways. We will work with you to ensure your understanding of the unique aspects and goals of our program.
“In these times of declining resources and high energy costs, KulshanCLT encourages our homeowners to make wise choices about energy consumption and conservation that will benefit generations of homeowners.”
— Dean Fearing, KulshanCLT Executive Director