become a homeowner

think that you can’t buy a home?  think again.

We can give you the opportunity to makes your dreams a reality.

what are the benefits to you?

Partnering with KulshanCLT gives you all the benefits of traditional homeownership plus:

  • Prices you can afford – That means truly affordable monthly housing payments. Homes bought through KulshanCLT cost $50,000 to $100,000 less than the homes’ market-rate value. Many of our homeowners are paying close to what they were paying in rent.  Meet our homeowners and see where they bought their homes.
  • Safe Loans with Reasonable Down Payments – Everyone should have access to safe and secure financing. Get good interest rates on fixed rate loans, don’t pay any private mortgage insurance, and put down only a minimum 1.5% of the purchase price to buy your home.
  • You can build equity safely – No subprime mortgages, balloon payments, or any funny business—our dedicated staff ensures our homebuyers know the ins and outs of homeownership. We provide ongoing support before and after you purchase your home. No one should be uneducated about this next BIG step, and you’re not in it alone. We want our homeowners to be successful and have homes that last for generations. And it works!

what makes KulshanCLT different?

With home prices rising, we believe that the best way to ensure that everyone can afford to purchase a home — your family today and other families tomorrow – is to make and keep homes affordable. When you buy a home through any of KulshanCLT’s programs, you become a part of the KulshanCLT family. In doing so you agree to the following things:

  • You or your family will continue to live in the home for as long as you own it.
  • You will keep the home in good shape.
  • When or if you sell your home you’ll sell it to another moderate-income buyer for an affordable price.

Interested? See the list of next steps.